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There isn’t a day that goes by

that I’m not grateful for my job.

There isn’t a day that goes by that I’m not grateful for my job.

No really. I know that sounds disingenuous, but it’s the truth.

At this point, I can’t imagine doing anything else and while some days can be a bit, ahem, stressful, I almost always find myself feeling great about my day.

I love helping my clients even when I’m behind the scenes making things come together on their behalf.

I sell peace of mind and security. I don’t think there’s anything better to sell.

My agency is in Beacon, New York and it’s a terrific, fast-growing town that is home to artisans of all kinds, folks that wanted to escape the “big city” (aka New York City), and “regular people” that grew up in or near the town.

I’m incredibly lucky that my agency is conveniently located (Route 52) and I have a birds-eye view of the comings and goings of our robust community. Some of my customers even come in just to say hello and that makes my day.

I’m here to help, plain and simple!

Meet Justina

Truth be told, I never imagined I’d be the owner of an Allstate agency. My path getting to this point was certainly circuitous, with multiple stops along the way including degrees in nursing and an MBA.

Both of these earlier careers, and the knowledge I gained in both, have proven to be helpful in my ability to provide core value to my Allstate clients especially when they have to file a claim or make sense of the medical exam. This broad perspective is invaluable, and I feel provides my clients with the added security they need.

When not in the office working with my team and our clients, I can be found up to my elbows in flour (I love to bake) or dirt (gardening is a passion), or looking at new recipes to try for our weekly Sunday dinner.

I have many other hobbies (biking, horseback riding, and skiing), but most of my spare time is reserved for my 2 sons and my husband. Family time is precious to me and my sons and husband are what keeps me going on days that can feel overwhelming. I’m also a “pet-Mom” and have three shih-tzus that round out our family.


Community is important to me and I am proud to support the United Way of the Dutchess - Orange Region and its efforts to fight for the health, education, and financial stability of the residents in our area. I have received Good Hands Grants for the Newburgh Ministry and we are a drop off for hygiene, clothing, and home supplies for the homeless and low-income shelter. 


I’m also a member of the Allstate New York State Advisory Board where I advocate for issues important to my clients.


Meet the Team

I am so honored to have these excellent people on my team. Honestly, I couldn’t do it without them!


Ashley Wade

Ashley is our Office Manager, has been with our agency 8 years and is our retention specialist. Fun fact:  she had one of the highest P&C Test Scores at Allstate! Ashley has 2 cats- Nelly and Leo, plays in a Volleyball league, loves to hike, attend country music concerts, and is an avid NY Yankees Baseball fan. She earned a bachelor‘s degree in business management with a minor in psychology.


Jamie Werner

Jamie has been with our agency for 2 years and is our Sales Agent.  Fun Fact: she never wears the same outfit twice!  Jamie has 2 dogs, Max and Buzz. She went to school for physical training and psychology and works out every morning. She is getting married in 2022.


Rebecca Dushaj

Rebecca has been with our agency for 2 years and is our office processor. Fun fact:  her high school radio script won a contest and was played on the radio . Rebecca loves animals and kids, loves to work out and try new restaurants. Rebecca has a bachelor’s degree in communications.


Avinash Daswani

Our Allstate Personal Financial Representative, Avi, is available
to help you prepare a strategy to achieve your financial goals. From your child's education to your retirement, he can assist you with financial products that can help you build your financial future.   In his spare time, Avi enjoys spending time with this wife, children and dogs.


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Justina and her team rock! I’ve only been with a few insurance companies and I must say this office takes care of business with quality! It’s important to have yourself covered by the best possible and that’s exactly what this agency is! They are professional and honestly the nicest people!! Thank you ladies for all that you do!

It was so easy to get the information I needed to receive the best policy for myself and my family. I truly felt comfortable that the advice I was given would be a great help!!! And thankfully it was. They were very smart and knowledgeable about things I was unaware of. I would definitely recommend the agency! Thank you for taking the time to make sure that my questions were met and that my concerns were answered. I look forward to working with them for years to come.

I loved my experience with Justina Tozzi when purchasing homeowners insurance. She was so patient and walked me through every single thing I needed to know. She has also been supportive since them, and her team has reached out whenever anything small needs attention. You really feel the personal connection this office has with their clients. Couldn't recommend them more highly.

When it came time to get a car insurance policy for my new Honda I did not hesitate to have it bundled in my Allstate insurance package. And what gave me the confidence to do so was the excellent care that Justina Tozzi and her friendly team at Allstate Insurance in Beacon, NY has provided me throughout the years. Tozzi’s team walked me patiently and thoroughly through all the necessary paperwork.